Financing Options

AmpCoil offers variety of finance options through multiple lenders to make your purchase as easy and flexible as possible. Please review the terms and conditions to ensure your selection best fits your financial needs.

  Terrace Finance PayPal Credit Time Investment Company

Can accommodate a range of credit ratings.

Fast turnaround, complete your purchase now.

Soft credit pull initially.

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6 month interest free option.

Fast turnaround, complete your purchase now.

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1 year interest free option.

Call to complete the traditional credit application process.

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Terrace Finance

Terrace Finance works with a variety of lending institutions. Through one simple application, Terrace Finance works to find the best payment solutions for each customer regardless of their credit profile.


Fill out Terrace Finance's online application through AmpCoil's merchant link. Under Market* select Electronics and under Submarket* select Wellness Electronics.

The process only takes a few minutes. You will be asked to consent to a credit pull if necessary to confirm eligibility.

Lender Match

Based on credit score and needs, Terrace Finance works quickly to pre-approve and match you with a lender. You may be asked a few more questions by the lender before being presented with an offer.


Once you accept the official offer from the lender, Terrace Finance alerts AmpCoil to submit an invoice for the total. When notification of funding is received from the lender, AmpCoil can begin processing your order!


Get No Interest if paid in full in 6 months on purchases of $99+.

PayPal Credit is an open end (revolving) credit card account that provides a reusable credit line built into your account with PayPal giving you the flexibility to pay for your purchases right away or pay over time. PayPal Credit is subject to credit approval and is offered by Synchrony Bank. Minimum monthly payments required.


Just fill out a quick online application, and get a credit decision in seconds.

Click Learn More below ▼

PLEASE NOTE: Interest will be charged to your account from the purchase date if the balance is not paid in full within 6 months.

Get Approved

If approved, PayPal Credit is automatically added to your PayPal account as a payment option (similar to choosing to pay via PayPal using PayPal Balance, connected Bank Account or Credit Card).


Check out / Purchase

Return to the AmpCoil cart and check out as you normally would choosing the PayPal as your payment method. Once you’ve logged into your PayPal account, simply choose PayPal Credit as your funding choice.

Time Investment

TIC is a family owned and operated business that works with businesses like AmpCoil to help customers with flexible payment options. TIC has been in business since 1981 and has an A+ Better Business Bureau rating.

Time Investment offers a comprehensive program that includes financing options for prime, non-prime, and no credit score customers.

Apply through AmpCoil

Financing through TCI must be completed over the phone with an AmpCoil representative.

Please call 833-267-2645 during business hours (Mon-Fri 9am-4pm PT) or schedule a call to start the process.

Review Options

12 months IFO (Interest-Free Option) Program

  • Estimated 6-17.99% interest rate after 12 months with 5 year option to repay

  • Requires a 10% downpayment of $810

  • $75 application fee


Approvals generally only take a few minutes on the phone. Once approved, AmpCoil can process your order on the same telephone call.

PLEASE NOTE: Standard delivery is approximately 4-6 weeks after an order is placed